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Dear Neighbor,

My name is Marlon Baugh. I want to thank you for taking the time to visit my website, where I guarantee you'll find plenty of helpful information to assist you in figuring out  if a reverse mortgage is right for you.

Determining the truth about reverse mortgages is not easy. You need to be educated on the program so that you can make the best decision for your personal situation.

Basically, if you get a reverse mortgage you will be getting a loan that will allow you to have a monthly income coming in, or a large lump sum at once, or a credit line. You can get any combination of these things as well. If you have an existing loan, it will be paid off.

So you will not have a house payment. The monthly income you receive from the reverse mortgage is guaranteed and you will receive it as long as you remain living in the home. Regardless of the length of your life, your debt can never be more than the worth of your home. I have presented the 5 most commonly repeated facts and myths below to help you further understand the benefits and ease reverse mortgages will bring.

MYTH 1: The reverse mortgage lender owns your home. FACT: In fact, you will continue to be the home's owner and to hold its deed. There aren't any penalties when selling, paying off, or refinancing your home.

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